Most companies that independent insurance agents represent use a universal homeowners insurance form provided by the Insurance Service Offices – ISO called the HO3 policy. Within the HO3 policy there are limitations on personal property items to be aware of.…
There is a saying within the insurance industry and as insurance agents we have probably not done a very good job of relaying that message. That message is that homeowner’s insurance is not a “maintenance policy.” What exactly does that…
You have worked hard, have a nice home and expect that your homeowners insurance will work hard for you in the event of a claim. Don’t settle for just any homeowners insurance coverage, you need coverage from Anderson Insurance Group…
Water Seepage and Leakage is a broad term that describes water damage normally hidden behind a wall or cabinet. This damage occurs over an extended period of time from water that escapes from a water or drainage pipe. Over the…
In one of the highest profile legal trials we have seen in years, Amber Heard’s legal fees are being paid for by her insurance company. Most homeowner’s insurance policies will cover Personal Injury offenses, here are a few examples: False…
It’s no secret that construction costs have gone through the roof, literally! One lesson the insurance industry has learned from the Marshall Fire on December 31st 2021 is that many homes were underinsured, up to 2/3!! We are not surprised,…
This is a great question and one that is hard to answer until….you have a claim. The easiest way to explain HO5 or Special Personal Property Contents coverage is that it will give you broader coverage and higher limits for…
The average settlement for a dog bite claim across the United States is about $40,000 according to the Insurance Information Institute. In Utah its much lower than that and states like California bring the average way up with an average…
The cost to add earthquake insurance is just one of three major factors when considering earthquake insurance for your home. There are three primary things you need to know, here they are: First, For most Utah homes the cost will…
Service Line insurance has been around since about 2018 and it has been one of the best insurance coverages we have seen in Utah. Service Line coverage has saved our clients from plumbing expenses that would have been devastated them.…
